Does Recasting Your Mortgage Make Sense?
Recasting lowers your required payment after a lump sum — but the real power move is keeping the payment where it was.
Every article on recasting.
Free calculators for everyone — the 5–7 Year Alternative serves USA residents only.
Pay off your mortgage in 5–7 years instead of 30. *With qualification.
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Take the free quiz to see if you qualify for a structured payoff plan.
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Calculations are illustrative only, based on the assumptions shown. Not financial advice, not a promise of savings or payoff time, and not a loan quote.