Seven ways to kill a mortgage early — each calculated across 17 loan sizes and 17 rate bands from 2% to 10%. Pick a strategy to browse every combination.
Free calculators for everyone — the 5–7 Year Alternative serves USA residents only.
The baseline: minimum payments for the full 30 years.
Browse every loan & rate →Half a payment every two weeks — 26 half-payments a year.
Browse every loan & rate →Add $200 to principal with every monthly payment.
Browse every loan & rate →Add $500 to principal with every monthly payment.
Browse every loan & rate →One $5,000 principal payment at the end of each year.
Browse every loan & rate →$25K lump at month 12 — then keep paying the original amount.
Browse every loan & rate →New 15-year loan at 6.25% — higher payment, far less interest.
Browse every loan & rate →Take the free quiz to see if you qualify for a structured payoff plan.
See if you qualify →For USA residents only
Calculations are illustrative only, based on the assumptions shown. Not financial advice, not a promise of savings or payoff time, and not a loan quote.