/* ChoiceBridge — production design system. Mobile-first, premium fintech. */
:root{
  --navy:#0e1b2e; --navy2:#16283f; --ink:#1e293b; --muted:#64748b;
  --teal:#0d9488; --teal-dark:#0b7c73; --gold:#d97706; --gold-bg:#fef3c7;
  --bg:#f8fafc; --card:#ffffff; --line:#e2e8f0; --radius:14px;
  --shadow:0 10px 30px rgba(14,27,46,.08);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.25;color:var(--navy);letter-spacing:-.01em}
h1{font-size:clamp(2rem,5vw,3.2rem);margin-bottom:.5em}
h2{font-size:clamp(1.4rem,3vw,2rem);margin:1.6em 0 .6em}
h3{font-size:1.2rem;margin:1.2em 0 .4em}
p{margin:.7em 0}
a{color:var(--teal-dark)}
section{padding:44px 0}
.btn{display:inline-block;padding:.85em 1.8em;border-radius:999px;font-weight:700;
  text-decoration:none;border:none;cursor:pointer;font-size:1rem;transition:transform .15s}
.btn:hover{transform:translateY(-2px)}
.btn-quiz{background:var(--teal);color:#fff}
.btn-quiz:hover{background:var(--teal-dark)}
.btn-gold{background:var(--gold);color:#fff}
.btn-lg{font-size:1.15rem;padding:1em 2.2em}
.btn-sm{font-size:.9rem;padding:.6em 1.3em}
/* header */
.site-header{background:var(--navy);position:sticky;top:0;z-index:50}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 20px}
.brand{color:#fff;text-decoration:none;font-weight:800;font-size:1.35rem}
.brand-mark{color:var(--teal)}
.site-nav{display:flex;gap:22px;align-items:center}
.site-nav a{color:#cbd5e1;text-decoration:none;font-weight:600}
.site-nav a:hover,.site-nav a.active{color:#fff}
.site-nav .btn-quiz{color:#fff}
.nav-toggle{display:none;background:none;border:none;color:#fff;font-size:1.6rem;cursor:pointer}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 70%);color:#fff;padding:70px 0 60px}
.hero h1{color:#fff}
.hero p.lede{color:#cbd5e1;font-size:1.2rem;max-width:640px}
/* filter */
.filter-card{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);
  padding:30px;margin-top:-34px;position:relative;z-index:5}
.filter-steps{display:grid;grid-template-columns:1fr 1fr 1fr;gap:18px;margin:18px 0}
.step label{display:block;font-weight:700;margin-bottom:8px;color:var(--navy)}
.step input{width:100%;padding:14px;border:2px solid var(--line);border-radius:10px;font-size:1.1rem}
.step input:focus{border-color:var(--teal);outline:none}
.example-badge{display:inline-block;background:#e0f2f1;color:var(--teal-dark);font-size:.85rem;
  font-weight:700;padding:4px 12px;border-radius:999px;margin-bottom:10px}
/* stats */
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:24px 0}
.stat{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:18px;text-align:center;box-shadow:var(--shadow)}
.stat-label{display:block;font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.stat-value{display:block;font-size:1.7rem;font-weight:800;color:var(--navy)}
.stat-value.accent{color:var(--teal-dark)}
/* cards */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:24px;text-decoration:none;color:var(--ink);box-shadow:var(--shadow);transition:transform .15s}
.card:hover{transform:translateY(-4px)}
.card h3{margin-top:0}
.card p{color:var(--muted)}
.card-link{color:var(--teal-dark);font-weight:700}
/* tables */
.table-scroll{overflow-x:auto;margin:20px 0;border-radius:var(--radius);box-shadow:var(--shadow)}
.compare-table{width:100%;border-collapse:collapse;background:var(--card);min-width:640px}
.compare-table th{background:var(--navy);color:#fff;text-align:left;padding:14px 16px;font-size:.9rem}
.compare-table td{padding:13px 16px;border-top:1px solid var(--line)}
.compare-table tr.hl td{background:#ecfdf5;font-weight:700}
/* spotlight */
.spotlight{padding:20px 0}
.spotlight-card{background:linear-gradient(135deg,#b45309,#d97706);border-radius:var(--radius);
  padding:36px;color:#fff;box-shadow:var(--shadow)}
.spotlight-card h2{color:#fff;margin-top:.3em}
.spotlight-kicker{text-transform:uppercase;letter-spacing:.1em;font-size:.8rem;font-weight:800;opacity:.9}
/* spotlight with rotating testimonial video (homepage + 7 hubs only) */
.spotlight-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:center}
.tst-rotator{background:var(--navy);border-radius:12px;padding:16px;box-shadow:0 8px 24px rgba(14,27,46,.25)}
.tst-slide{display:none;margin:0}
.tst-slide.active{display:block}
.tst-slide video{width:100%;aspect-ratio:16/9;object-fit:contain;background:#000;border-radius:8px;display:block}
.tst-slide figcaption{padding:12px 4px 2px}
.tst-headline{display:block;color:#fff;font-size:1.08rem;line-height:1.35}
.tst-quote{color:#cbd5e1;font-size:.95rem;line-height:1.55;margin:.45em 0}
.tst-name{display:block;color:#fff;font-weight:700;font-style:italic;font-size:.95rem}
.tst-stars{display:block;color:#fbbf24;font-size:1rem;letter-spacing:.15em;margin-top:2px}
.tst-nav{display:flex;align-items:center;justify-content:space-between;margin-top:10px}
.tst-arrow{background:rgba(255,255,255,.12);color:#fff;border:none;border-radius:999px;
  width:36px;height:36px;font-size:1.05rem;cursor:pointer;line-height:1}
.tst-arrow:hover{background:rgba(255,255,255,.25)}
.tst-dots{display:flex;gap:8px}
.tst-dot{width:11px;height:11px;border-radius:999px;border:none;background:rgba(255,255,255,.35);cursor:pointer;padding:0}
.tst-dot.active{background:#fbbf24}
@media(max-width:820px){.spotlight-grid{grid-template-columns:1fr}}
/* cta */
.cta-band{background:var(--navy);color:#fff;text-align:center;padding:56px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#cbd5e1}
/* usa banner + notices */
.usa-banner{background:var(--navy);color:#e2e8f0;text-align:center;padding:15px 0 14px;border-bottom:2px solid var(--gold)}
.usa-banner-line{font-size:clamp(1rem,2vw,1.25rem);line-height:1.45;color:#e2e8f0;margin:0}
.usa-banner-line .usa-accent{color:var(--gold);font-weight:700}
.usa-note{font-weight:700;font-size:.95rem;color:#92400e;margin:.6em 0}
.hero .usa-note{color:#fcd34d}
.spotlight-note{display:inline-block;background:rgba(255,255,255,.94);color:#0e1b2e;font-size:.9rem;font-weight:800;margin:14px 0 0;padding:.35em .9em;border-radius:999px}
.usa-pill{display:inline-block;background:#d97706;color:#0e1b2e;font-size:.72rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:.4em .85em;border-radius:999px;white-space:nowrap}
.tst-strip{margin:28px auto 0;max-width:780px;text-align:left}
.tst-strip-slide{display:none;align-items:flex-start;gap:18px}
.tst-strip-slide.active{display:flex}
.tst-strip-slide video{width:158px;flex:0 0 158px;border-radius:12px;background:#0b1f1a}
.tst-strip-stars{color:#f5c518;font-size:.95rem;letter-spacing:.15em}
.tst-strip-headline{display:block;font-weight:800;color:#fff;margin:2px 0 4px}
.tst-strip-quote{font-style:italic;font-size:15px;color:#dbe7e3;margin:0 0 6px}
.tst-strip-name{font-size:.82rem;color:#a7c4bc}
.tst-strip-dots{display:flex;gap:8px;justify-content:center;margin-top:14px}
.tst-strip-dot{width:9px;height:9px;border-radius:50%;background:rgba(255,255,255,.35);border:0;padding:0;cursor:pointer}
.tst-strip-dot.active{background:#f5c518}
@media (max-width:640px){.tst-strip-slide{flex-direction:column}.tst-strip-slide video{width:150px;flex-basis:auto}}
.cta-band .cta-micro{font-size:1rem;font-weight:800;color:#f97316;margin-top:12px}
.footer-service{font-size:.92rem;color:#cbd5e1}
/* blog */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.post-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  overflow:hidden;text-decoration:none;color:var(--ink);box-shadow:var(--shadow);display:flex;flex-direction:column}
.post-card .post-body{padding:22px}
.topic-badge{display:inline-block;background:#e0f2f1;color:var(--teal-dark);font-size:.78rem;
  font-weight:700;padding:3px 12px;border-radius:999px;margin-bottom:8px}
.post-date{color:var(--muted);font-size:.85rem}
.post-card h3{margin:.4em 0}
.post-card p{color:var(--muted);font-size:.95rem}
.topic-chips{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0}
.chip{padding:8px 18px;border-radius:999px;border:2px solid var(--line);text-decoration:none;
  color:var(--ink);font-weight:600;font-size:.9rem}
.chip.active,.chip:hover{border-color:var(--teal);color:var(--teal-dark)}
.article{max-width:760px;margin:0 auto;background:var(--card);padding:40px;border-radius:var(--radius);box-shadow:var(--shadow)}
.article ul{margin:.7em 0 .7em 1.4em}
.byline{color:var(--muted);margin-bottom:1.5em}
.cta-line{background:#f0fdfa;border-left:4px solid var(--teal);padding:16px 20px;border-radius:0 10px 10px 0;margin:1.8em 0}
/* hub list */
.hub-group{margin:26px 0}
.hub-group h3{border-bottom:2px solid var(--line);padding-bottom:8px}
.hub-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
.hub-links a{background:var(--card);border:1px solid var(--line);border-radius:999px;
  padding:8px 18px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.92rem}
.hub-links a:hover{border-color:var(--teal);color:var(--teal-dark)}
/* calculator */
.calc{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);padding:30px;margin:24px 0}
.calc-inputs{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:10px}
.calc-inputs label{display:block;font-weight:700;margin-bottom:8px;color:var(--navy)}
.calc-inputs input{width:100%;padding:14px;border:2px solid var(--line);border-radius:10px;font-size:1.1rem}
/* versus */
.vs-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0}
.vs-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.vs-card.winner{border:2px solid var(--teal)}
.vs-badge{display:inline-block;background:var(--teal);color:#fff;font-weight:800;font-size:.8rem;
  padding:4px 14px;border-radius:999px;text-transform:uppercase;letter-spacing:.06em}
/* footer */
.site-footer{background:var(--navy);color:#cbd5e1;padding:50px 0 30px;margin-top:40px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;margin-bottom:26px}
.site-footer strong{color:#fff}
.site-footer a{color:#94a3b8;text-decoration:none}
.site-footer a:hover{color:#fff}
.footnote{font-size:.82rem;color:var(--muted);margin:18px 0}
.site-footer .footnote{color:#64748b}
.copyright{font-size:.85rem;color:#475569}
/* sitemap */
.sitemap-cols{columns:3;column-gap:30px}
.sitemap-cols ul{list-style:none;break-inside:avoid;margin-bottom:1.4em}
.sitemap-cols li{margin:.3em 0}
@media(max-width:820px){
  .filter-steps,.vs-grid,.calc-inputs{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:1fr 1fr}
  .card-grid,.blog-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .sitemap-cols{columns:2}
  .site-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy);
    flex-direction:column;padding:20px;gap:16px;align-items:flex-start}
  body.nav-open .site-nav{display:flex}
  .site-header{position:relative}
  .site-header.sticky-fix{position:sticky}
  .nav-toggle{display:block}
  .article{padding:24px}
}
/* ---- blog rebuild (RankTakeover structure, ChoiceBridge theme) ---- */
.blog-pill{display:inline-block;background:#e0f2f1;color:var(--teal-dark);font-size:.85rem;
  font-weight:700;padding:5px 14px;border-radius:999px;margin-bottom:14px}
.topic-badge{text-decoration:none}
.post-cover{aspect-ratio:16/9;display:flex;align-items:center;justify-content:center;
  color:#fff;overflow:hidden}
.post-cover img{width:100%;height:100%;object-fit:cover}
.post-cover.large{aspect-ratio:16/8}
.cover-initials{font-size:3rem;font-weight:800;letter-spacing:.06em}
.post-meta{color:var(--muted);font-size:.85rem;margin:.3em 0}
.feat-badge{display:inline-block;background:var(--gold);color:#fff;font-size:.72rem;font-weight:800;
  padding:3px 12px;border-radius:999px;text-transform:uppercase;letter-spacing:.05em;margin-left:6px}
.feat-badge.small{font-size:.65rem;padding:2px 9px}
.feat-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.feat-card .post-body{padding:26px}
.feat-card h3{font-size:1.35rem}
.topic-tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.topic-tile{display:flex;align-items:center;gap:12px;background:var(--card);border:1px solid var(--line);
  border-radius:var(--radius);padding:18px;text-decoration:none;color:var(--ink);box-shadow:var(--shadow)}
.topic-tile:hover{border-color:var(--teal)}
.topic-dot{width:14px;height:14px;border-radius:50%;flex:0 0 14px}
.topic-tile-name{font-weight:700;color:var(--navy)}
.topic-tile-count{margin-left:auto;color:var(--muted);font-size:.85rem}
.post-figure{margin:0 0 1.5em}
.post-figure img{width:100%;border-radius:var(--radius);display:block}
.post-figure figcaption{color:var(--muted);font-size:.85rem;margin-top:8px;text-align:center}
.post-media{margin:1.5em 0}
.post-media iframe{width:100%;aspect-ratio:16/9;border:none;border-radius:var(--radius)}
.post-media audio{width:100%}
.faq-block{margin:2em 0}
.faq-block details{background:#f8fafc;border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:10px 0}
.faq-block summary{font-weight:700;color:var(--navy);cursor:pointer}
.post-links{margin:2em 0;padding-top:1em;border-top:1px solid var(--line)}
.share-row{display:flex;gap:14px;align-items:center;margin:1.5em 0;color:var(--muted);font-weight:600}
.share-row a{color:var(--teal-dark);font-weight:700;text-decoration:none}
.post-cta-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:32px;text-align:center;margin:2em 0}
.post-cta-card h2{color:#fff;margin-top:0}
.post-cta-card p{color:#cbd5e1}
.post-cta-card .cta-micro{font-size:1rem;font-weight:800;color:#f97316;margin-top:12px}
/* ---- blog admin ---- */
.admin-note{background:#fef3c7;border-left:4px solid var(--gold);padding:14px 18px;border-radius:0 10px 10px 0}
.admin-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:24px 0}
.admin-stat{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:18px;text-align:center;box-shadow:var(--shadow)}
.admin-stat-label{display:block;font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.admin-stat-value{display:block;font-size:1.7rem;font-weight:800;color:var(--navy)}
.admin-toolbar{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:18px 0}
.admin-search{flex:1;min-width:220px;padding:12px 16px;border:2px solid var(--line);border-radius:999px;font-size:1rem}
.admin-search:focus{border-color:var(--teal);outline:none}
.filter-chip{padding:8px 18px;border-radius:999px;border:2px solid var(--line);background:var(--card);
  font-weight:600;cursor:pointer;font-size:.9rem}
.filter-chip.active{border-color:var(--teal);color:var(--teal-dark)}
.admin-table{width:100%;border-collapse:collapse;background:var(--card);min-width:760px}
.admin-table th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-size:.9rem}
.admin-table td{padding:12px 14px;border-top:1px solid var(--line);vertical-align:top}
.status-badge{display:inline-block;padding:3px 12px;border-radius:999px;font-size:.78rem;font-weight:700}
.status-badge.published{background:#dcfce7;color:#166534}
.status-badge.draft{background:#fef3c7;color:#92400e}
.status-badge.scheduled{background:#dbeafe;color:#1e40af}
.mini-btn{display:inline-block;background:#f1f5f9;border:1px solid var(--line);border-radius:8px;
  padding:5px 12px;font-size:.82rem;font-weight:600;color:var(--ink);text-decoration:none;cursor:pointer}
.mini-btn.danger{color:#b91c1c}
.row-actions{white-space:nowrap}
.editor{margin-top:36px}
.editor-layout{display:grid;grid-template-columns:1.6fr 1fr;gap:24px;align-items:start}
.editor-main,.side-panel{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:24px;box-shadow:var(--shadow)}
.field{margin-bottom:18px}
.field label{display:block;font-weight:700;margin-bottom:6px;color:var(--navy)}
.field input[type="text"],.field input[type="url"],.field input[type="search"],
.field textarea,.field select{width:100%;padding:11px 13px;border:2px solid var(--line);
  border-radius:10px;font-size:1rem;font-family:inherit}
.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--teal);outline:none}
.slug-row{display:flex;align-items:center;gap:0}
.slug-row span{background:#f1f5f9;border:2px solid var(--line);border-right:none;border-radius:10px 0 0 10px;
  padding:11px 13px;color:var(--muted)}
.slug-row input{border-radius:0 10px 10px 0}
.toolbar{display:flex;flex-wrap:wrap;gap:6px;background:#f8fafc;border:2px solid var(--line);
  border-bottom:none;border-radius:10px 10px 0 0;padding:8px}
.toolbar button{background:#fff;border:1px solid var(--line);border-radius:6px;padding:6px 11px;
  cursor:pointer;font-size:.9rem}
.editor-body{min-height:280px;border:2px solid var(--line);border-radius:0 0 10px 10px;padding:16px;outline:none}
.editor-body:focus{border-color:var(--teal)}
.wordcount{color:var(--muted);font-size:.85rem;margin-top:8px}
.faq-row{border:1px solid var(--line);border-radius:10px;padding:12px;margin-bottom:10px}
.faq-row input,.faq-row textarea{margin-bottom:8px}
.tag-row{display:flex;gap:8px}
.tag-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.tag-chip{display:inline-flex;align-items:center;gap:6px;background:#e0f2f1;color:var(--teal-dark);
  padding:5px 12px;border-radius:999px;font-size:.85rem;font-weight:600}
.tag-chip button{background:none;border:none;color:var(--teal-dark);cursor:pointer;font-size:1rem;line-height:1}
#f-image-preview{max-width:100%;border-radius:10px;margin:10px 0}
.seo-panel{border-top:2px solid var(--line);padding-top:18px}
.seo-score{display:flex;align-items:baseline;gap:8px;margin:12px 0}
#seo-score-num{font-size:2.2rem;font-weight:800;color:var(--teal-dark)}
.seo-checklist{list-style:none;margin:0}
.seo-checklist li{padding:5px 0;border-top:1px solid var(--line);font-size:.9rem}
.seo-checklist li.seo-pass{color:#166534}
.seo-checklist li.seo-fail{color:#991b1b}
.editor-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:8px}
#preview-pane{margin-top:24px}
@media(max-width:820px){
  .feat-grid,.topic-tiles,.editor-layout{grid-template-columns:1fr}
  .admin-stats{grid-template-columns:1fr 1fr}
}